*Variable Annual Percentage Rate (APR) is based on "Prime Rate" as published in the Wall Street Journal and is subject to change quarterly. The stated rate assumes you meet certain criteria for creditworthiness, have a GRB depository relationship and a combined loan-to-value of 80% or less. If you do not meet these criteria, you may still qualify but at a higher rate. Offer good at time of printing and is subject to change without notice. The Prime Rate in effect for the quarterly period from 4/1/08-06/30/08 will be 5.25%. Consult your tax advisor for details on the tax deductibility of interest. If you pay off and close your HELOC within the first 24 months, you must reimburse us for the closing costs that we will initially pay on your behalf.

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